The BEST free money saving apps you need to try
Are you in need of an app you don’t have to pay for that can help you make the most of your money and your savings? Whether you're saving for a vacation, a rainy-day fund, or simply trying to manage your monthly expenses, several free-to-use apps can make a significant difference. Below you will find three of the best free money-saving apps in the market.
YNAB
If laser-eyed budgeting is what you’re searching for, YNAB is just the app for you. YNAB is great at helping you focus on proactive budgeting by giving every dollar a job. They help you prioritise spending, set savings goals, and adjust your budget as needed. With YNAB you can quickly and easily make a plan for your money that works for you. With the ability to personalise the look of your savings goals, YNAB offers you complete control and customisation for your budgeting needs. YNAB helps make saving simple yet remain realistic with your situation, they themselves say; “You Need A Budget helps you face your finances with eyes wide open. Even if you don’t like what you see, you’ll know your next step. And then the one after that. You’ll never look back.”
PocketGuard
PocketGuard is a budgeting app that gives you an effective overview of your financial situation. PocketGuard’s goal is to “simplify people’s financial life by helping them to take control of their finances and make the right decisions to accomplish their dreams”. With a number of top features such as bill payment trackers, budgeting, fraud protection, spending insights, debt pay-off plans, and savings goals, PocketGuard has been able to help a lot of their users in numerous budgeting departments. With a reported 40 million dollars lowered in bills, 900 million dollars saved in goals, and 90 million dollars paid off in debts for their users PocketGuard is an ideal option for those of you looking to budget in all forms of your life.
Splitwise
Splitwise organises all your shared expenses and IOUs in one place so that everyone can see who they owe. Whether you are sharing a ski vacation, splitting rent with roommates, or paying someone back for lunch. Essentially, if you are regularly sharing payments and like to avoid the awkward “when can I have my money?” questions Splitwise will make your life so much easier. The app stores your data in the cloud so that you can access it anywhere: on iPhone, Android, or on your computer.
The BONUS app
Is there time for a final bonus app on this list? We have given you three brilliant apps but how about a final option?
With the GLOSS Vault app, our aim is to be your money-saving and money-making personal assistant. Our app allows those of you who are looking to create budgets, track your spending, and monitor your bills, just like the other super smart and easy-to-use apps listed. We are also able to provide you with consistent tracking on the best interest-savings accounts to get the most out of the money you already have. The GLOSS Vault syncs with your bank account(s) and categorises transactions automatically. We can also track the interest your current savings account will increase by month to month and show you if you could be making more interest with another savings account.
How can I be sure that I can trust these apps?
The beauty with the GLOSS Vault app is that we are completely independent and are here to help you organise your finances. The GLOSS Vault is not a bank, nor a credit provider, nor are we affiliated with any financial institutions. With this, we offer you the data of your current savings account and the alternatives with no hidden agendas or bias.
Think of us as your very own Excel sheet with the bonus of being able to show you where your savings alone could be making you more money. We also have security experts from all over the world, with years of experience ensuring that only you have access to your account.
Summary
Managing your finances doesn’t have to be daunting, thanks to these free money-saving apps that cater to different aspects of personal finance. Whether you’re aiming to build an emergency fund, save for a big purchase, or simply gain better control over your spending, there’s an app on our list that can help you achieve your goals.
By leveraging technology and automation, these apps empower you to make smarter financial decisions and work towards a more secure financial future.
Here at the GLOSS Vault, we have made it our mission to help as many people like you across Australia and New Zealand feel in control of your money and ensure you’re getting the most out of it. To find out more about us and what we do click here. If you’d like to see our app in action for yourself head here!